TMQuotes makes selling Travel Insurance a breeze. Start selling Travel Medical Insurance in just a few steps.
We make sure the integration process is simple for our partners. Just add a line of code on your current website and start selling Travel Medical Insurance instantly.
It is free and easy to get started. Once you have signed up for TMQuotes, you'll have access to our state-of-the-art platform to create a custom web page. Our team of experts will guide you through the process, ensuring that you get set up in no time.
TMQuotes is a technological platform for licensed insurance agents interested in selling international travel medical plans.
It provides a seamless process for agents to:
The sign-up process is easy.
Any Health Insurance license holder in any US state can sell the policies online to anyone in the world. However, the Florida Department of Insurance does require these agents also to hold a non-resident license to solicit business to Florida residents.
No, you do not have to pay anything to become a partner with TMQuotes.
We offer an above industry standard commission. The commission amount varies from product to product.
Once you've signed up and become active, you would have access to a sales dashboard that provides real-time data on policies sold daily. It also allows you to view sold policies on a weekly or monthly basis.
You will get compensated directly by the individual insurance companies on a monthly basis.
Currently TMQuotes works with four top companies offering travel medical plans-International Medical Group, Seven Corners, Tokyo Marine HCC Medical Insurance Services and Trawick International, and we are constantly working to add others in the list. If you sign up on TMQuotes, we would work on contracting you with these top companies.
You do not have to do anything to maintain your webpage. TMQuotes will maintain the webpage for you.
Currently, TMQuotes only caters to Licensed Health Insurance agents, based out of the US.
Yes, you would need to provide support directly to your customers. However, if you need any assistance with customer's questions, you can always reach out to us.
If you are already signed up with one or more of the insurance companies and want to move to TMQuotes, you would need to get approval from the insurance company to transfer as our sub-agent. Once you receive the approval, the insurance company will assign you as our sub-producer.
If you are already signed up with another General Managing Agent like TMQuotes and want to move to TMQuotes, you would need to get a written release letter from the existing General Managing Agent. Please send the release letter to us, and we will have the insurance company reassign you as our sub-producer.
The Plans on TMQuotes are available for any international travelers outside their home countries. These include International tourist, international students, Exchange Visitors on J visa, and US Green Card holders coming to USA for short trips.
Create your free account with these easy steps.
Whether you want to scale your business, increase sales, or create a brand, TMQuotes has a solution to help you.
TMQuotes is powered by VisitorsCoverage, Inc.,
an industry-leading Insurtech player.
We disrupted the global travel insurance industry by leveraging technology to redefine the way international travelers purchase and manage travel insurance. Through this technology, licensed agents like you can build your own online International Travel Insurance business and improve the online sales process.
With over a decade of experience, we work with the best global travel insurance companies in the United States.
We'd love to help you scale up your business.
TMQuotes is intended for licensed Life & Health Insurance agents in the USA at this time. You may qualify for our Affiliate Program, and an account representative will reach out to you soon. For direct contact, please feel free to reach us at email@example.com.
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TMQuotes.com is an online operating entity of VisitorsCoverage Inc., California, USA, License #0F17045 ("TMQuotes"). TMQuotes.com is a web site that you can use to research, shop for, and purchase various international travel insurance and health insurance products. TMQuotes.com is only made available for the use of consumers who are researching and shopping for insurance products. You are not permitted to use this web site or its contents for any commercial or non-personal purpose.
Use of TMQuotes.com is governed by the following terms and conditions (the "Terms"), which constitute a binding agreement between you and TMQuotes. Your access and use of TMQuotes.com indicates your acceptance of these Terms.
For the purposes of these Terms:
The insurance services and products described on TMQuotes.com are made available only to persons in those jurisdictions in which such products and services may legally be sold and purchased. Nothing on the TMQuotes.com shall be considered a solicitation to buy or an offer to sell any products or services to any person in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful. As a consequence, not all insurance products described in this website are available to all persons in all jurisdictions at all times.
Certain restrictions, conditions and eligibility requirements may apply. In particular, if you are a United States citizen or resident, you may be subject to certain additional restrictions, conditions and/or eligibility requirements. Before purchasing any insurance policy offered through TMQuotes.com, make sure you have reviewed and understood the eligibility criteria. Please contact the Independent Agent if you have any questions related to your eligibility to purchase any given product.
The insurance plans available on TMQuotes.com are short-term temporary medical plans for visitors to the United States or other persons who do not have a permanent residence in the United States. These plans are not a substitute for primary long-term medical insurance, which you may be obliged to purchase under the Patient Protection and Affordable Care Act. If you are a United States citizen or permanent resident, it is your responsibility to determine what type of health insurance to purchase. You, and not TMQuotes, are solely responsible for your purchase of an insurance plan through TMQuotes.com and all consequences resulting from your decision to purchase any such insurance plan.
Most travel insurance plans provide insurance coverage that applies only during the covered trip. You may have coverage from other sources that provide you with similar benefits, but which is subject to different restrictions depending upon your other coverage. For example, you may wish to compare the terms of a particular travel insurance policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker.
You must read the insurance policy brochure and insurance plan details for complete and accurate details of the insurance policy you are considering purchasing. Only the terms and conditions of coverage and benefits listed in the insurance policy are binding. Please review the evidence of coverage and insurance plan contract for a detailed description of insurance policy eligibility criteria, coverage, benefits, claims process, limitations and exclusions.
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In the event that you have a dispute with an insurer, policy administrator, Independent Agent, or other service provider you hereby release TMQuotes, its officers, employees, agents and successors from any claims, demands and damages of every kind or nature, known or unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way related to such disputes. If you are a California resident, you waive California Civil Code Section 1542: "A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which, if known by him must have materially affected his settlement with the debtor."
Disclaimer of Warranties
TMQuotes controls only its own content located at TMQuotes.com and any other web site that TMQuotes represents it controls, as stated on such other web site. TMQuotes does not control any other website to which TMQuotes may link, or any services or products offered by third parties through TMQuotes.com. TMQuotes does not provide or make any representation or warranty as to such third party sites, nor as to the quality or nature of any of the third party products or services purchased through TMQuotes.com. Any such undertaking, representation, warranty or guarantee would be furnished solely by the proprietor of the applicable web site or the provider of the relevant product or service, under the terms agreed by that third party. Without limiting the generality of the foregoing, any content provided by Independent Agent, or any statements made by Independent Agent are the sole responsibility of Independent Agent, and TMQuotes is not in any way responsible for such content or statements.
You understand and agree that your use of TMQuotes.com is at your own sole risk. TMQuotes is not responsible or liable for any infections or contamination of your system, or delays, inaccuracies, errors, or omissions arising out of your use of TMQuotes.com. WITHOUT LIMITING THE FOREGOING, TMQUOTES.COM AND THE MATERIALS HEREIN ARE PROVIDED "AS IS" AND, TO THE MAXIMUM EXTENT ALLOWED BY APPLICABLE LAW, TMQUOTES EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY AND ALL WARRANTIES AS TO CORRECTNESS, ACCURACY, SAFETY, RELIABILITY, TITLE, MERCHANTABILITY, NON-INFRINGEMENT, FITNESS FOR A PARTICULAR PURPOSE OR ANY OTHER WARRANTY, CONDITION, GUARANTEE OR REPRESENTATION. NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY ANY PERSON SHALL CREATE A WARRANTY IN ANY WAY WHATSOEVER RELATING TO TMQUOTES.
TO THE FULLEST EXTENT PERMISSIBLE UNDER LAW, NEITHER TMQUOTES NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING TMQUOTES.COM SHALL BE LIABLE FOR ANY SPECIAL, INCIDENTAL, CONSEQUENTIAL, INDIRECT, OR PUNITIVE DAMAGES ARISING OUT OR RESULTING FROM OR YOUR ACCESS TO, OR USE OF, OR INABILITY TO USE THE VISITORSCOVERAGE SITES AND/OR ITS CONTENT EVEN IF TMQUOTES HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR BOTH. Notwithstanding the foregoing, in no event shall TMQuotes’s liability to you for any and all claims, damages, losses, and causes of action (whether in contract, tort or otherwise) exceed US $100.00.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN IMPLIED WARRANTIES OR THE COMPLETE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU. YOU MAY ALSO HAVE OTHER RIGHTS, WHICH VARY FROM JURISDICTION TO JURISDICTION.
Enforceability: If any part of these Terms is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions and the invalid provision or portion thereof shall be deemed omitted and the remainder of these Terms shall be given full force and effect.
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